浙商银行601916核心经营数据 |
2989 ℃ |
|
当前股价：3.22，市值：884
亿，动态市盈率PE：5.81，
合理估值PE：15，未来三年预期收益率：221.03%。 其中，历史营业增长率：44.32%，净利增长率：48.08%； 未来三年预估净利增长率：3.35% （25E:1.16%, 26E:4.80%, 27E:4.12%）。 |
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 274.64 | 274.64 | 212.69 | 212.69 | 212.69 | 212.69 | 187.19 | 179.6 | 179.6 | 145.1 |
| 净资产(亿) | 2027.43 | 1895.77 | 1659.3 | 1668.83 | 1325.43 | 1280.28 | 1024.49 | 896.88 | 674.75 | 496.57 |
| 总负债(亿) | 31227.96 | 29543.02 | 24560 | 21198.4 | 19156.82 | 16727.58 | 15442.46 | 14470.64 | 12873.79 | 9819.93 |
| 客户存款(亿) | 19222.89 | 18686.59 | 16814.43 | 14157.05 | 13356.36 | 11437.41 | 9747.7 | 8606.19 | 7362.44 | 5160.26 |
| 客户存款占比(%) | 61.56 | 63.25 | 68.46 | 66.78 | 69.72 | 68.37 | 63.12 | 59.47 | 57.19 | 52.55 |
| 同业存入(亿) | 4627.81 | 4463.35 | 3059.69 | 2779.97 | 1968.16 | 1668.03 | 2088.67 | 3266.72 | 3767.57 | 3270.53 |
| 同业存入占比(%) | 14.82 | 15.11 | 12.46 | 13.11 | 10.27 | 9.97 | 13.53 | 22.57 | 29.27 | 33.3 |
| 借款总额(亿) | 8077.63 | 7001.06 | 5049.41 | 4365.93 | 4036.02 | 3702.16 | 3783.13 | 2608.49 | 1693.02 | 1215.33 |
| 借款总额占比(%) | 25.87 | 23.7 | 20.56 | 20.6 | 21.07 | 22.13 | 24.5 | 18.03 | 13.15 | 12.38 |
| 经营负债(亿) | 152.56 | 161.18 | 168.6 | 174.1 | 146.31 | 127.61 | 132.25 | 232.85 | 197.86 | 168.42 |
| 经营负债占比(%) | 0.49 | 0.55 | 0.69 | 0.82 | 0.76 | 0.76 | 0.86 | 1.61 | 1.54 | 1.72 |
| 总资产(亿) | 33255.39 | 31438.79 | 26219.3 | 22867.23 | 20482.25 | 18007.86 | 16466.95 | 15367.52 | 13548.55 | 10316.5 |
| 货币资金(亿) | 692.85 | 794.3 | 530.42 | 521.53 | 444.64 | 269.09 | 278.11 | 289.6 | 539.55 | 334.46 |
| 货币资金占比(%) | 2.08 | 2.53 | 2.02 | 2.28 | 2.17 | 1.49 | 1.69 | 1.88 | 3.98 | 3.24 |
| 客户贷款(亿) | 18486.21 | 17084.74 | 15199.39 | 13472.39 | 11976.98 | 10301.71 | 8652.33 | 6728.79 | 4594.93 | 3454.23 |
| 客户贷款占比(%) | 55.59 | 54.34 | 57.97 | 58.92 | 58.47 | 57.21 | 52.54 | 43.79 | 33.91 | 33.48 |
| 买入返售(亿) | 684.07 | 745.95 | 158.86 | 223.52 | 570.67 | 289.5 | 275.72 | 424.73 | 444.87 | 431.62 |
| 买入返售占比(%) | 2.06 | 2.37 | 0.61 | 0.98 | 2.79 | 1.61 | 1.67 | 2.76 | 3.28 | 4.18 |
| 应收投资(亿) | - | - | - | - | - | - | - | 3432.23 | 5370.36 | 4318.94 |
| 应收投资占比(%) | - | - | - | - | - | - | - | 22.33 | 39.64 | 41.86 |
| 其他投资(亿) | 7397.24 | 7184.05 | 5719.91 | 5680.19 | 4888.12 | 4483.19 | 4831.71 | 2703.6 | 1309.12 | 894.13 |
| 其他投资占比(%) | 22.24 | 22.85 | 21.82 | 24.84 | 23.87 | 24.9 | 29.34 | 17.59 | 9.66 | 8.67 |
| 经营资产(亿) | 970 | 914.97 | 794.66 | 692.26 | 555.57 | 458.55 | 343.49 | 220.68 | 86.38 | 43.15 |
| 经营资产占比(%) | 2.92 | 2.91 | 3.03 | 3.03 | 2.71 | 2.55 | 2.09 | 1.44 | 0.64 | 0.42 |
| 营业收入(亿) | 676.5 | 637.04 | 610.85 | 544.71 | 477.03 | 463.64 | 389.43 | 342.22 | 335.02 | 250.05 |
| 营业收入增长率(%) | 6.19 | 4.29 | 12.14 | 14.19 | 2.89 | 19.06 | 13.8 | 2.15 | 33.98 | 44.71 |
| 净利息收入(亿) | 451.57 | 475.28 | 470.62 | 419.52 | 370.95 | 338.74 | 263.86 | 243.91 | 252.29 | 205.86 |
| 净利息收入占比(%) | 66.75 | 74.61 | 77.04 | 77.02 | 77.76 | 73.06 | 67.75 | 71.27 | 75.31 | 82.32 |
| 手续费及佣金净收入(亿) | 44.87 | 50.4 | 47.91 | 40.5 | 42.5 | 45.79 | 42.52 | 80.13 | 74.75 | 41.01 |
| 手续费及佣金净收入占比(%) | 6.63 | 7.91 | 7.84 | 7.44 | 8.91 | 9.88 | 10.92 | 23.42 | 22.31 | 16.4 |
| 业务及管理费用(亿) | 204.62 | 190.88 | 167.74 | 137.84 | 123.85 | 121.68 | 115.63 | 109.19 | 92.86 | 69.07 |
| 成本收入比(%) | 30.25 | 29.96 | 27.46 | 25.31 | 25.96 | 26.24 | 29.69 | 31.91 | 27.72 | 27.62 |
| 资产减值损失(亿) | - | - | - | - | - | - | - | 93.74 | 102.78 | 74.93 |
| 资产减值损失占比(%) | - | - | - | - | - | - | - | 27.39 | 30.68 | 29.96 |
| 净利润(亿) | 156.93 | 154.93 | 139.89 | 129.16 | 125.59 | 131.43 | 115.6 | 109.73 | 101.53 | 70.51 |
| 净利润增长率(%) | 1.29 | 10.75 | 8.31 | 2.84 | -4.44 | 13.69 | 5.35 | 8.07 | 44 | 38.37 |
| 资产收益率ROA(%) | 0.49 | 0.54 | 0.57 | 0.6 | 0.65 | 0.76 | 0.73 | 0.76 | 0.85 | 0.83 |
| 净资产收益率ROE(%) | 8 | 8.72 | 8.41 | 8.63 | 9.64 | 11.41 | 12.03 | 13.96 | 17.34 | 17.03 |